The price of gold stood at $4,022 per ounce as of 9 a.m. Eastern Time on October 31, 2025. This marks a $47 increase compared to the same time yesterday and more than a $1,286 jump from a year prior.Gold price per ounce% ChangePrice of gold yesterday$3,975-1.17%Price of gold 1 month ago$3,864-3.93%Price of gold 1 year ago$2,736-31.97%Price of gold yesterdayGold price per ounce$3,975% Change-1.17%Price of gold 1 month agoGold price per ounce$3,864...
The average interest rate for a 30-year, fixed-rate conforming mortgage loan in the U.S. is 6.251%, according to data available from mortgage data company Optimal Blue. That’s up approximately 4 basis points from the prior day’s report, and up about 9 basis points from a week ago. Read on to compare average rates for a variety of conventional and government-backed mortgage types and see whether rates have increased or decreased.Check Out Our Dail...
Gold was trading at $3,970 per ounce at 9:10 a.m. Eastern Time on November 4, 2025. This is a $44 fall from yesterday at the same hour and over $1,226 higher than a year ago.Gold price per ounce% ChangePrice of gold yesterday$4,014+1.11%Price of gold 1 month ago$3,887-2.09%Price of gold 1 year ago$2,744-30.88%Price of gold yesterdayGold price per ounce$4,014% Change+1.11%Price of gold 1 month agoGold price per ounce$3,887% Change-2.09%Price of go...
You’ve still got time to earn solid returns in a certificate of deposit, but don’t delay. The Federal Reserve cut interest rates three times in 2024, and finally made its first rate cut of 2025 at its September meeting, which means average CD yields are well off their recent record highs.Currently, the best CD rates offer up to 4.35% annual percentage yield. If you fund a certificate of deposit on October 29, 2025, you could lock in a higher rate...
If you’re the type of homebuyer who is willing to deal with a little uncertainty in exchange for the possibility of getting a low rate, an adjustable-rate mortgage might be right for you. These can be particularly good options for homebuyers planning to rent out or flip an investment property, or who know they intend to move before the loan’s introductory fixed-rate period ends.Read on and we’ll break down how ARMs work, consider when they might ...
At 9 a.m. Eastern Time on November 7, 2025, silver exchanged hands at $48.70 per ounce. That’s a $0.04 uptick from 24 hours ago and more than a $16 gain over the past year.Silver price per ounce% ChangePrice of silver yesterday$48.66+0.08%Price of silver 1 month ago$48.51+0.39%Price of silver 1 year ago$32.03+52.04%Price of silver yesterdaySilver price per ounce$48.66% Change+0.08%Price of silver 1 month agoSilver price per ounce$48.51% Change+0....
The current average refinance rate on a 30-year, fixed-rate home loan is 6.40%, according to data from the popular real estate marketplace Zillow. If you’re a homeowner hoping to refinance your mortgage for a lower rate or perhaps to tap home equity, read on to see average refi interest rates for a variety of loan types and terms. You can also see the prior day’s report here.Check Out Our Daily Rates ReportsDiscover the highest high-yield savings...
The current average refinance rate on a 30-year, fixed-rate home loan is 6.21%, according to data from the popular real estate marketplace Zillow. If you’re a homeowner hoping to refinance your mortgage for a lower rate or perhaps to tap home equity, read on to see average refi interest rates for a variety of loan types and terms. You can also see the prior day’s report here.Check Out Our Daily Rates ReportsDiscover the highest high-yield savings...
The best high-yield savings accounts offer annual percentage yields (APYs) that are well above average. Many of the top rates available on November 3, 2025 are above 4.00%, and one or two are still around 5.00%.Inflation rates have been edging higher and the U.S. economic outlook is cloudy. That means the Federal Reserve has held off on rate cuts for the past several months—but finally proceeded with the first rate cut of the year at its Septembe...
Gold was trading at $3,933 per ounce at 10 a.m. Eastern Time on October 28, 2025. This is a $116 drop from yesterday at the same hour and over $1,159 higher than a year ago.Gold price per ounce% ChangePrice of gold yesterday$4,049+2.95%Price of gold 1 month ago$3,822-2.83%Price of gold 1 year ago$2,774-29.45%Price of gold yesterdayGold price per ounce$4,049% Change+2.95%Price of gold 1 month agoGold price per ounce$3,822% Change-2.83%Price of gol...
Now’s a great time to open up a new savings account to reach your financial goals. Many of the best savings account rates on the market are above 4.00%, and a few outliers may even reach close to 5.00%.Rising inflation and economic uncertainty prompted the Federal Reserve to pause further rate cuts over the past several months. But that changed at the central bank’s Sept. 16-17 meeting, when the Fed cut the federal funds rate by a quarter percent...
The price of gold was trading at $4,089 per ounce as of 9:10 a.m. Eastern Time on November 10, 2025. There’s no price difference compared to yesterday and an over $1,470 increase from a year ago. Gold price per ounce% ChangePrice of gold yesterday$4,0890%Price of gold 1 month ago$3,989-2.45%Price of gold 1 year ago$2,619-35.95%Price of gold yesterdayGold price per ounce$4,089% Change0%Price of gold 1 month agoGold price per ounce$3,989% Chan...
At 9:05 a.m. Eastern Time on November 5, 2025, gold was valued at $3,977 per ounce. That’s a $7 uptick from the same time yesterday and more than a $1,318 gain over the past year.Gold price per ounce% ChangePrice of gold yesterday$3,970-0.18%Price of gold 1 month ago$3,928-1.23%Price of gold 1 year ago$2,659-33.14%Price of gold yesterdayGold price per ounce$3,970% Change-0.18%Price of gold 1 month agoGold price per ounce$3,928% Change-1.23%Price ...
As of 8:15 a.m. Eastern Time on October 29, 2025, silver traded at $48.30 per ounce. That’s up $1.80 from yesterday at this hour and represents a gain of more than $13 over the past 12 months.Silver price per ounce% ChangePrice of silver yesterday$46.50+3.87%Price of silver 1 month ago$46.05+4.88%Price of silver 1 year ago$34.45+40.20%Price of silver yesterdaySilver price per ounce$46.50% Change+3.87%Price of silver 1 month agoSilver price per ou...
You can still earn a great return on a certificate of deposit, just don’t wait to deposit your money. As the Federal Reserve cut interest rates three times in 2024, average CD yields fell lower. They largely stabilized in 2025 as the Fed held off on more rate changes—but the central bank finally made a cut in September, and another at the end of October.The best CD rates return up to 4.20% annual percentage yield. That means you could lock in str...
At 8:15 a.m. Eastern Time on November 10, 2025, silver was valued at $50.09 per ounce. That’s a $1.39 uptick from the same time on Friday and more than a $19 gain over the past year. Silver price per ounce% ChangePrice of silver yesterday$48.70+2.85%Price of silver 1 month ago$49.39+1.41%Price of silver 1 year ago$30.68+63.26%Price of silver yesterdaySilver price per ounce$48.70% Change+2.85%Price of silver 1 month agoSilver price per ounce$...
There’s still time to secure an attractive return on a certificate of deposit, but don’t delay. In the aftermath of the Federal Reserve’s three interest rate reductions in 2024, CD rates fell quickly. They largely leveled off in the first part of 2025 while the Fed temporarily suspended further rate changes—but have begun to dip in light of the central bank’s rate cut in September and the possibility of further cuts in October and December.The mo...
The current average refinance rate on a 30-year, fixed-rate home loan is 6.36%, according to data from the popular real estate marketplace Zillow. If you’re a homeowner hoping to refinance your mortgage for a lower rate or perhaps to tap home equity, read on to see average refi interest rates for a variety of loan types and terms. You can also see the prior day’s report here.Check Out Our Daily Rates ReportsDiscover the highest high-yield savings...
The current average refinance rate on a 30-year, fixed-rate home loan is 6.39%, according to data from the popular real estate marketplace Zillow. If you’re a homeowner hoping to refinance your mortgage for a lower rate or perhaps to tap home equity, read on to see average refi interest rates for a variety of loan types and terms. You can also see the prior day’s report here.Check Out Our Daily Rates ReportsDiscover the highest high-yield savings...
The average interest rate for a 30-year, fixed-rate conforming mortgage loan in the U.S. is 6.200%, according to data available from mortgage data company Optimal Blue. That’s down about 5 basis points from the prior day’s report, and up 1 basis point from a week ago. Read on to compare average rates for a variety of conventional and government-backed mortgage types and see whether rates have increased or decreased.Check Out Our Daily Rates Repor...
You’ve still got time to earn solid returns in a certificate of deposit, but don’t delay. The Federal Reserve cut interest rates three times in 2024, and made two long-awaited cuts in 2025 at its September and October meetings, which means average CD yields are well off their past record highs.Currently, the best CD rates offer up to 4.20% annual percentage yield. If you fund a certificate of deposit on November 5, 2025, you could lock in a highe...
The average interest rate for a 30-year, fixed-rate conforming mortgage loan in the U.S. is 6.190%, according to data available from mortgage data company Optimal Blue. That’s up approximately 3 basis points from the prior day’s report, and up approximately 2 basis points from a week ago. Read on to compare average rates for a variety of conventional and government-backed mortgage types and see whether rates have increased or decreased.Check Out ...
Established in 1935 and headquartered in Tysons, Virginia, Pentagon Federal Credit Union (PenFed) is one of the largest federal credit unions with $31 billion in assets. As of this writing, PenFed serves 2.9 million members worldwide and offers various financial products and services, including checking, savings, share certificates (the credit union equivalent of certificates of deposit) and more. Historically, PenFed membership was limited ...
It’s still possible to earn a decent return on a certificate of deposit, but you need to act soon. Average CD yields declined significantly in 2024 as the Federal Reserve reduced interest rates—and while they remained relatively stable in the first part of 2025 as the central bank held off on making more rate changes, the Fed made its first rate reduction of the year in September, and another in October.The highest CD rates on the market offer up...
High-yield savings accounts continue to offer strong rates of return for those seeking to maximize their savings potential. With many accounts currently featuring annual percentage yields (APYs) surpassing 4.00%, and a select few still hovering near the 5.00% mark, it’s a great time to make sure you have the best account for your financial needs.The current economic environment is characterized by rising inflation rates and an ambiguous U.S. econ...
The current average refinance rate on a 30-year, fixed-rate home loan is 6.34%, according to data from the popular real estate marketplace Zillow. If you’re a homeowner hoping to refinance your mortgage for a lower rate or perhaps to tap home equity, read on to see average refi interest rates for a variety of loan types and terms. You can also see the prior day’s report here.Check Out Our Daily Rates ReportsDiscover the highest high-yield savings...
If you’re the type of homebuyer who is willing to deal with a little uncertainty in exchange for the possibility of getting a low rate, an adjustable-rate mortgage might be right for you. These can be particularly good options for homebuyers planning to rent out or flip an investment property, or who know they intend to move before the loan’s introductory fixed-rate period ends.Read on and we’ll break down how ARMs work, consider when they might ...
The price of gold stood at $4,003 per ounce as of 9:15 a.m. Eastern Time on November 7, 2025. This marks a $5 decrease compared to the same time yesterday and more than a $1,319 jump from a year prior.Gold price per ounce% ChangePrice of gold yesterday$4,008+0.13%Price of gold 1 month ago$3,974-0.72%Price of gold 1 year ago$2,684-32.95%Price of gold yesterdayGold price per ounce$4,008% Change+0.13%Price of gold 1 month agoGold price per ounce$3,9...
At 8:15 a.m. Eastern Time on November 3, 2025, silver was valued at $48.79 per ounce. That’s a $0.18 downtick from the same time on Friday but more than a $16 gain over the past year.Silver price per ounce% ChangePrice of silver yesterday$48.97-0.36%Price of silver 1 month ago$46.98+3.85%Price of silver 1 year ago$32.45+50.35%Price of silver yesterdaySilver price per ounce$48.97% Change-0.36%Price of silver 1 month agoSilver price per ounce$46.98...
While the bulk of homebuyers choose fixed-rate mortgages, there are cases where you might want to look closely at an adjustable-rate mortgage instead. For example, ARMs can be a smart option for folks buying a property to rent out or flip, or intending to move within a few years—meaning you’d move before the ARM’s introductory fixed-rate period ends and adjustments begin.Read on and we’ll explain how an ARM works, when you might want to consider ...
The current average refinance rate on a 30-year, fixed-rate home loan is 6.37%, according to data from the popular real estate marketplace Zillow. If you’re a homeowner hoping to refinance your mortgage for a lower rate or perhaps to tap home equity, read on to see average refi interest rates for a variety of loan types and terms. You can also see the prior day’s report here.Check Out Our Daily Rates ReportsDiscover the highest high-yield savings...
Now’s a great time to open up a new savings account to reach your financial goals. Many of the best savings account rates on the market are above 4.00%, and a few outliers may even reach close to 5.00%.Rising inflation and economic uncertainty prompted the Federal Reserve to pause further rate cuts over the past several months. But that changed at the central bank’s Sept. 16-17 meeting, when the Fed cut the federal funds rate by a quarter percent...
There’s still time to secure an attractive return on a certificate of deposit, but don’t delay. In the aftermath of the Federal Reserve’s three interest rate reductions in 2024, CD rates fell quickly. They largely leveled off in the first part of 2025 while the Fed temporarily suspended further rate changes—but have begun to dip in light of the central bank’s rate cuts in September and October and the possibility of another in December.The most l...
At 8:15 a.m. Eastern Time on October 30, 2025, silver cost $48.17 per ounce. That’s a $0.13 drop from yesterday but more than a $14 increase compared with last year.Silver price per ounce% ChangePrice of silver yesterday$48.30-0.26%Price of silver 1 month ago$46.92+2.94%Price of silver 1 year ago$33.77+42.64%Price of silver yesterdaySilver price per ounce$48.30% Change-0.26%Price of silver 1 month agoSilver price per ounce$46.92% Change+2.94%Pric...
High-yield savings accounts continue to offer strong rates of return for those seeking to maximize their savings potential. With many accounts currently featuring annual percentage yields (APYs) surpassing 4.00%, and a select few still hovering near the 5.00% mark, it’s a great time to make sure you have the best account for your financial needs.The current economic environment is characterized by rising inflation rates and an ambiguous U.S. econ...
The best high-yield savings accounts offer annual percentage yields (APYs) that are well above average. Many of the top rates available on November 10, 2025 are above 4.00%, and one or two are still around 5.00%.Inflation rates have been edging higher and the U.S. economic outlook is cloudy. That means the Federal Reserve has held off on rate cuts for the past several months—but finally proceeded with the first rate cut of the year at its Septemb...
In need of a personal loan? Your first instinct may be to run to a prominent financial institution like Capital One. After all, it offers top-tier credit cards, free checking accounts, excellent high-yield savings accounts, and more. Capital One doesn’t currently offer personal loans. Still, that doesn’t mean you can’t open a personal loan under the Capital One umbrella. We’ll explain exactly what you can and can’t get with Capital One—and s...
The average interest rate for a 30-year, fixed-rate conforming mortgage loan in the U.S. is 6.156%, according to data available from mortgage data company Optimal Blue. That’s down approximately 2 basis points from the prior day’s report, and almost unchanged from a week ago. Read on to compare average rates for a variety of conventional and government-backed mortgage types and see whether rates have increased or decreased.Check Out Our Daily Rat...
The current average refinance rate on a 30-year, fixed-rate home loan is 6.35%, according to data from the popular real estate marketplace Zillow. If you’re a homeowner hoping to refinance your mortgage for a lower rate or perhaps to tap home equity, read on to see average refi interest rates for a variety of loan types and terms. You can also see the prior day’s report here.Check Out Our Daily Rates ReportsDiscover the highest high-yield savings...
Bask Bank is an online-only bank backed by Texas Capital Bank in Dallas. It focuses on low-cost savings products with very high interest rates. Its checking, savings, and CD options all bring competitive earnings to your stored funds. But Bask Bank also offers something altogether unique—something especially valuable for travelers. Here’s what you need to know about Bask Bank. All rates and fees are current as of Nov. 6, 2025, and are s...
Homeowners with some tolerance for uncertainty might find that an adjustable-rate mortgage is worth considering as a way to get a low introductory rate before the adjustments kick in. This loan type can be a particularly good choice if you’re aiming to rent out for flip the property, or when you know you intend to move before the loan’s fixed-rate period ends.Keep reading and we’ll explain how ARMs work, consider when an ARM is worth considering ...
Homeowners with some tolerance for uncertainty might find that an adjustable-rate mortgage is worth considering as a way to get a low introductory rate before the adjustments kick in. This loan type can be a particularly good choice if you’re aiming to rent out for flip the property, or when you know you intend to move before the loan’s fixed-rate period ends.Keep reading and we’ll explain how ARMs work, consider when an ARM is worth considering ...
While fixed-rate mortgages are far more popular than adjustable-rate mortgages, the latter are worth considering if you’ve got a little tolerance for uncertainty. That’s because an ARM may offer a low rate during its introductory period before adjustments kick in—making this loan type potentially attractive for folks planning to rent out or flip the property they’re buying, or who are planning to move before the introductory period comes to an en...
At 8:15 a.m. Eastern Time on October 28, 2025, silver stood at $46.50 per ounce. That marks a $0.91 decrease from this time yesterday—but more than a $12 rise compared with one year ago.Silver price per ounce% ChangePrice of silver yesterday$47.41-1.91%Price of silver 1 month ago$46.05+0.97%Price of silver 1 year ago$33.67+38.10%Price of silver yesterdaySilver price per ounce$47.41% Change-1.91%Price of silver 1 month agoSilver price per ounce$46...
Newtek Bank is an online-only division of NewtekOne, offering banking services to help individuals and businesses multiply their funds with generous earning rates for savings and certificates of deposit. This bank doesn’t offer personal checking accounts, money market accounts, or other banking services you’ll commonly find with other banks—but you’ll earn higher APYs (annual percentage yields) than you would with many competitors. Her...
At 8:15 a.m. Eastern Time on November 6, 2025, silver cost $48.66 per ounce. That’s a $0.95 rise from yesterday and more than a $17 increase compared with last year.Silver price per ounce% ChangePrice of silver yesterday$47.71+1.99%Price of silver 1 month ago$47.99+1.39%Price of silver 1 year ago$31.17+56.11%Price of silver yesterdaySilver price per ounce$47.71% Change+1.99%Price of silver 1 month agoSilver price per ounce$47.99% Change+1.39%Pric...
At 8:15 a.m. Eastern Time on November 4, 2025, silver stood at $47.80 per ounce. That marks a $0.99 decrease from this time yesterday but more than a $15 rise compared with one year ago.Silver price per ounce% ChangePrice of silver yesterday$48.79-2.02%Price of silver 1 month ago$47.99-0.39%Price of silver 1 year ago$32.45+47.30%Price of silver yesterdaySilver price per ounce$48.79% Change-2.02%Price of silver 1 month agoSilver price per ounce$47...
If you’re in need of a considerable chunk of money for purposes such as debt consolidation, emergency expenses, or home renovations, you’ve likely been busy researching the best type of loan for your situation. Two popular options are personal loans and home equity loans. Both give you cash upfront with flexible repayment terms. But they vary in several important ways. Let’s look at the differences between a personal loan and a home equity l...
As of 10 a.m. Eastern Time on November 6, 2025, gold was priced at $4,008 per ounce. This represents a $31 rise from yesterday at the same hour and an increase of over $1,302 compared to one year ago.Gold price per ounce% ChangePrice of gold yesterday$3,977-0.77%Price of gold 1 month ago$3,928-2.00%Price of gold 1 year ago$2,706-32.49%Price of gold yesterdayGold price per ounce$3,977% Change-0.77%Price of gold 1 month agoGold price per ounce$3,92...
Looking for a great place to stash your rainy-day emergency funds? There are still savings accounts offering rates of up to 5% APY, but they can be hard to find.When inflation rates started cooling off last year and the Federal Reserve eased monetary policy, savings rates declined from the nearly two-decade highs seen in 2022 and 2023. Over the past several months, the outlook on inflation and the U.S. economy has been less clear, so the Fed init...